Skip to content

Brock University student counselling coverage - explained

If you’re a Brock student thinking about counselling, your student benefits may cover most or all of the cost—up to a yearly maximum.

Many Brock undergraduate students have mental health coverage through their student plan that can help make therapy far more accessible.

Note: The insurer and benefit details below reflect what was available at the time of posting and may change. Always check your current student benefits for the most up-to-date coverage.

 

What 100% coverage up to $1,000/year can mean (in sessions)

Your plan may provide 100% coverage up to $1,000 per year (eligibility and plan rules apply).

Using $175 per session as an example:

  • $1,000 can cover roughly 5–6 sessions (thats about 2.5-3 months of support)
  • That can be enough for short-term support or to build strong momentum

 

How payment typically works (with direct billing)

This plan is administered through Blue Cross. If direct billing is available for your specific coverage:

  • At each session: we submit the claim directly to Blue Cross (when eligible).
  • If you have 100% coverage: you typically pay $0 until you reach the plan maximum.
  • After the $1,000 cap: you would pay the full session fee out of pocket (for example, $175/session) unless you have other coverage.

Example using $175/session: direct billing could cover about 5 full sessions ($875) and most of a 6th session before the $1,000 maximum is reached.

If direct billing isn’t available, you can often pay and submit receipts to Blue Cross for reimbursement.

Quick note: coverage and eligible provider categories can change—confirm your current student benefits for the latest details.

 

If you’re not sure you “need” therapy

It’s common to wonder if your situation is “big enough” for therapy. You don’t need to be in crisis to benefit—many students use counselling to get unstuck, reduce overwhelm, and handle school and life with more clarity.

Some common reasons students reach out include:

  • stress and burnout
  • anxiety and overthinking
  • confidence and relationships
  • motivation and procrastination
  • major transitions and identity shifts

Getting support early can be preventative—not because anything is “wrong,” but because you deserve tools that make life easier.

 

What to check in your plan

  • Eligible provider types (for example: RP, RSW/MSW, psychologist)
  • Annual maximum ($1,000) and any category rules
  • Direct billing availability
  • Any documentation requirements

 

Your easiest next step (3 options)

Option 1 (recommended): Book a free 20-minute matching consult (no credit card required).

Option 2: Send a request form and we’ll respond with suggested next steps.

Option 3: Book online now (credit card required to reserve).

 

Ready when you are

Note: This article is for general information and isn’t medical, financial, or insurance advice. Coverage can vary by plan details and individual circumstances.

If you feel unsafe or need urgent support: call 9-1-1. In Canada, you can call or text 9-8-8 for 24/7 support.